LEVY v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Where complaint alleged that insurer's repair estimates failed to follow industry standards because insurer routinely omitted certain labor and material costs from estimates and used its own contracted repair shops in its survey to determine the prevailing competitive repair labor rates included in its estimates, trial court properly sustained insurer's demurrers without leave to amend on grounds that complaint failed to describe how following insurer's estimates would not have restored plaintiffs' vehicles to their pre accident condition; state regulations do not specify any particular repair standards and have not required insurers to follow such standards; nothing in plaintiffs' insurance contracts required insurer to follow the standards preferred by plaintiffs; and no policy provision or law precluded insurer from including its contracted repair shops in determining prevailing competitive repair labor rates.
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