THE STANDARD FIRE INSURANCE COMPANY v.SPECTRUM COMMUNITY ASSOCIATION PART III
Insurer under an occurrence-based commercial general liability policy cannot avoid providing a defense to the insured condominium complex developer in a construction defect action by a condominium homeowners association solely because the homeowners association did not exist or did not own the damaged property during the policy period. A critical question is when the property damage occurred, not when the homeowners association came into existence.
Comments on THE STANDARD FIRE INSURANCE COMPANY v.SPECTRUM COMMUNITY ASSOCIATION PART III