Howard v. Trans Union
Plaintiff Richard Howard sought to certify a class of California consumers who allegedly received from defendant Trans Union, LLC, boilerplate descriptions of how it investigated complaints about credit reports—descriptions allegedly lacking the detail required by California’s Consumer Credit Reporting Agencies Act (CCCRAA) (Civ. Code, § 1785.1 et seq.).[1] The trial court denied Howard’s motion for class certification on numerous grounds. We conclude the trial court did not abuse its discretion in denying his motion, and affirm.
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