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Cruz v. Countrywide Home Loans CA4/2
In a Second Amended Complaint (SAC), Louis and Donna Cruz (the Cruzes) sued (A) Countrywide Home Loans, Inc. (Countrywide) ; (B) Bank of New York Mellon (BNYM), formerly known as the Bank of New York; (C) Select Portfolio Servicing, Inc.; (D) Mortgage Electronic Registration Systems Inc. (MERS); and (E) Does 1 through 10. The causes of action included (1) wrongful foreclosure (Civ. Code, § 2924, subd. (a)(6)); (2) cancellation of a contract; (3) breach of the covenant of good faith and fair dealing; (4) unfair competition (Bus. & Prof. Code, § 17200); and (5) “violation of Finance Lender[s] Law” (Fin. Code, §§ 22000 et seq., 50000 et seq.). The trial court sustained two demurrers against the SAC without leave to amend.

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