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Smith v. American Mortgage Network CA2/1
In 2006, Tia Smith executed a promissory note to obtain a loan for $556,000, secured by a deed of trust on real property she owned in Los Angeles. The beneficiary of the trust deed was Mortgage Electronic Registration Systems, Inc. (MERS). By 2007, Smith’s trust deed had been acquired by the RALI 2007-QO1 trust, a mortgage pooling security, and her note by Deutsche Bank Trust Company Americas (Deutsche Bank), which was also the trustee for certificate holders of the RALI 2007-QO1 trust. Deutsche Bank retained Aurora Loan Services LLC to service the loan.

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