Wilkes v. JPMorgan Chase Bank, N.A. CA6
In July 2007, Claude Wilkes (Wilkes) obtained a loan of $960,000 from Washington Mutual Bank, FA (WaMu), memorialized by a note secured by a deed of trust encumbering a condominium unit located at Santana Row in San Jose (the Property). Wilkes defaulted on the loan in 2010, and he filed for bankruptcy protection in 2011.
Wilkes filed this action on March 21, 2017, against WaMu’s successor, JPMorgan Chase Bank, N.A. (Chase Bank or the Bank) and the trustee, Quality Loan Service Corporation (Quality). He twice amended his complaint. The court sustained with leave to amend Chase Bank’s demurrer to the first amended complaint. Wilkes filed a second amended complaint (the Complaint), which included causes of action for promissory estoppel, breach of the implied covenant of good faith and fair dealing, and violation of Business and Professions Code section 17200 et seq., the Unfair Competition Law (UCL).
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