P. v. Dinaali CA4/2
A. Prosecution Evidence
1. The Events of July 2014 to September 2014
In July 2014, Michele B. lived in a manufactured home in Phelan with her husband, Mark B., and her teenage daughter. Michele handled all of the family’s finances and paperwork, and she was in the process of obtaining an FHA (Federal Housing Act) loan to refinance the existing loan on the family’s home. The home sat on concrete blocks. On July 2, an appraiser valued the home at $125,000. The appraisal stated that the home met minimum HUD (Housing and Urban Development) standards.
Adrian Q. worked at a mortgage brokerage firm and was helping Michele with her refinancing. The lender was requiring a physical FHA inspection of the property. On July 8, 2014, Adrian Q. obtained a list of FHA inspectors, which included defendant, and he called defendant to perform the property inspection.
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