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Sellers v. World Financial Group CA4/1
As alleged in the operative Second Amended Complaint (SAC), WFG is “a multi-level marketing company selling investment, insurance, and various other financial products through a network of distributors.” It operates “nation-wide” with “approximately 3,500 offices in the United States, including many in California.”
Sellers worked for WFG as an “ ‘associate’ ” from April 2018 through early 2019. To work for WFG, Sellers was required to sign a “non-negotiable” contract called an “Associate Membership Agreement” (AMA), which “set forth uniform [company] rules and policies.” Upon signing the AMA, Sellers became a “member of WFG’s independent sales force,” “authorized to engage in the business of selling products” offered by WFG. WFG classified Sellers, and other associates like her, as independent contractors.

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