Dayton v. Bank of America CA1/2
On or about March 23, 1993, Dayton obtained a loan in the amount of $101,199 from Countrywide Funding Corporation, secured by a deed of trust on real property on Crowley Lane in Fairfield.
On February 2, 2012, Dayton submitted a loan modification application to BANA. And in September 2012, Dayton submitted a second loan modification application. BANA denied the second application on December 19, 2012.
On November 4, 2013, Dayton called the loan servicing department at BANA and spoke with Almita Sasso. Dayton asked Sasso for the monthly payment amount and principal balance on his loan so that he could provide that information to Keep Your Home California in order to apply for mortgage assistance. Sasso told Dayton that his monthly payment was $806.49, and the principal balance was $73,103.29. She also informed him that there were 69 payments past due and the amount in arrears at that time was $91,943.
Toward the end of the call, the following exchange took place:
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